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Naasa is a realist who is upfront with clients, not overselling them and not underselling them.
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Naasa Sherbeini- Expert Realtor serving New
Jersey, including the communities of
Westfield,
Mountainside,
Fanwood,
Cranford,
Scotch Plains,
Garwood, Springfield, Summit, New Providence, Berkeley Heights, Kenilworth, Chatham, Clark, Plainfield, Short Hills, Millburn, Watchung, Roselle Park, Union, Vauxhall, Roselle, Gillette, Colonia, Rahway, Linden, Green Village. |
 
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
Who is "Fannie Mae" and why is she a big name in real estate?
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| A |
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders. |
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Naasa Sherbeini
Coldwell Banker
209 Central Ave
Westfield, NJ 07090
908-883-1707
Fax: 908-233-8780
naasasherbeini@NUMBER1EXPERT.com
Those who have worked with Naasa appreciate knowing the purchase of their new home is in the hands of a capable and trustworthy REALTOR®. It just makes sense to turn to a professional who cares about your needs and will go the extra mile to meet them
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